What is the difference between health insurance and travel insurance Travel insurance has long been a compulsory component of tourists’ trips abroad. Basic travel insurance is usually included in the tour package offered by tour operators. As a rule, it includes minimal insurance coverage. Experienced travelers, who know all the peculiarities of travelling abroad, don’t limit themselves to the standard insurance package. They opt for extended health insurance, which includes the risks of failure to travel, loss of luggage, and liability coverage. Domestic medical insurance has certain differences from travel insurance. In this article we will tell you about these types of insurance. Medical insurance Medical insurance provides coverage for: emergency (emergency) medical care; inpatient treatment (hospitalization); medical treatment and use of medical equipment; emergency (primary) dental care; transportation of the patient; transportation (repatriation) of the body. Accident Insurance Voluntary accident insurance provides coverage for: injuries caused by physical (mechanical), thermal, biological, chemical factors, as well as the actions of third parties; temporary disability; death of the insured person in case of an accident. The most common types of travel insurance: insurance of medical expenses (medical insurance); accident insurance; liability insurance (legal assistance, compensation for damages caused to third parties); luggage insurance (insurance against loss of luggage); financial risks insurance, insurance against non-departure (trip cancellation) or flight delay/cancellation (only valid in the case of a travel service agreement with a tour operator). Travelling abroad for a vacation is both exciting and exciting, and requires some preparation: choice of country, hotel, comfortable flight and purchase of insurance. Going to Europe, near or far abroad without insurance is not recommended and may be a reason for refusal of entry, as it requires mandatory registration of travel insurance. The price of insurance (selected insurance package) depends on the period of travel, number of people, age, nationality and destination countries. Most tourists prefer online travel insurance. When choosing an insurance package we recommend taking into account the peculiarities of climate, culture, national cuisine, religion and traditions, crime rate and state of medicine of the destination country. Insurances for Schengen countries, other European countries, USA, Asia and exotic countries differ in the amount of coverage and insurance requirements. How does medical insurance work? A person who has taken out health insurance must contact their insurance company in the event of illness. After an insured event is recorded, a company employee will refer the patient to a partner medical facility for treatment or advise on further steps. Health insurance helps you save money on treatment and care at medical facilities.