What does curtailment mean in travel insurance When we are going on vacation, we are all in high spirits. A change of scenery, entertainment and a lot of new impressions – a great vacation awaits us! Of course, no one thinks gloomy thoughts about possible unpleasant scenarios during the vacation. And we don’t need to. What is needed is to take care before the trip about the safety of your health and property during the vacation. Especially since it’s very easy to do – with travel insurance. What does curtailment mean in travel insurance? What does the cost of standard insurance depend on? Standard travel insurance involves the provision of timely and quality medical care (ambulance, hospital, outpatient and emergency dental care), as well as additional services related to the provision of this assistance (transportation and communications services). The price of travel insurance policy depends primarily on the sum insured, which is determined by the vacation destination. In European countries, it is at least 30-35 thousand euros. In other countries, it ranges from €50,000 to €100,000. One of three variants is specified in the insurance contract: Europe (Schengen zone countries or other European countries);World (excluding USA, Canada, Japan, Australia, Israel, Thailand, UAE, etc.).World+ (including the US, Canada, Japan, Australia, Israel, Thailand, UAE, etc.). Also, the cost of standard travel insurance depends on the duration of the planned trip and the selected package of services. For example, the minimum program does not provide for emergency dental care, and in-patient treatment is covered at 10% of the insured sum per case. While a more expensive package covers emergency dental care within the limit, and inpatient care is limited to the full insured amount. Such nuances naturally affect the final cost of travel insurance. Curtailment means that part of the sum insured will not be reimbursed. In some situations, you may be involved in an accident that is not covered by insurance. Thus, the insurance company may partially compensate you for the amount of treatment. Is it compulsory to have medical insurance to travel abroad? To visit some countries it is mandatory to be insured – it is often asked to be presented at the entrance to the country, and in some cases it is required at the stage of visa registration. Generally, travel insurance packages cover emergency medical care for illnesses related to particularly dangerous infections (including COVID-19). What is an insurance limit? This is the maximum amount that can be compensated within one insured event, most often 30,000 or 50,000 euros or dollars. Within this amount, as a rule, treatment is paid for until the acute condition is removed; it can be used in full only in severe cases (complex surgery or transportation of the patient to his country for medical reasons, for example).